Newark and Sherwood Homes Limited
Kelham Hall, Kelham
Newark On Trent,
Notts, NG23 5QX
Tel: 0845 258 5550

Newark and Sherwood Homes

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Independent Advice

Independent Advice

Despite our best efforts there are times when debt can become a concern for all sorts of reasons, but there are many ways to get you back in control:

  • Do not panic or ignore the problem.
  • Seek Independent advice before borrowing to pay off debts.
  • Check you are claiming all the benefits and tax credits you are entitled to.
  • Tackle priority debts first (rent, council tax)
  • Contact all your creditors and let them know you are struggling to pay.

Newark and Sherwood Homes supports the use of free money advice sector, which can offer you a structured approach for you to manage your debts, advisors are trained to identify your problems, assess the overall financial situation and they can negotiate with creditors on your behalf.

If you are having difficulties regarding your rent account and other debts, you may wish to contact any of the following:-


Advice UK - Call 020 7407 4070

A large network of advice-providing organizations.


Citizens Advice BureauCall 0844 856 3411

Consumer Credit Counselling Service (CCCS) - Call 0800 138 1111 -8am to 8pm Monday to Friday

A charity providing free, independent and impartial advice on a wide range of services including, debt counselling (telephone and internet based) debt management plans to help repay your debts and expert advice on welfare rights.

Visit for debt advice or for a full interactive on-line debt counselling session.


A government site with guidance on managing your money, debt, pensions, benefits and other issues


Revenues & Customs

Everything you need to know about tax and tax credits


National Debtline – Call 0808 808 4000

Visit information pack on dealing with debt.

Payplan - Call 0800 085 4298

Provides a free debt management service



Shelter – Call 0845 2414515.

Homelessness charity that runs a housing helpline, has a network of housing aid

centres, and works with local citizens advice bureau.



Money Advice Service





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